My wife and I just returned from a vacation at the beach, and it was a great chance to recharge. It was nice to step away from everything. In fact, I had planned to blog while we were away, but I couldn’t bring myself to get on my computer or iPad for any reason while we were relaxing.
Continue reading “March 2017 Month-End Check-In”
My wife and I have been stashing for about three months. We are having a baby in August, and we want to have lots of cash when the baby gets here. Other than my 401k, Any extra cash that we have each month is going into savings. Basically, after we have budgeted for the next month’s expenses in YNAB (yet another tool we will talk about, I’m sure), anything leftover goes straight into our “Family Coffer” category.
Continue reading “The Family Coffer”
We recently talked about the value of having an emergency fund, or some kind of fund that is set aside for unexpected expenses (or opportunities!). I wanted to take some time to talk about some of the techniques I’ve used to build cash-on-hand reserves.
Continue reading “Ways to Stash Cash”
Welcome to Interest-Swing! My name is Ryan, and I created this page as a way to document my journey towards financial control, and eventually, financial freedom.
The idea for Interest-Swing was born after spending the last half of a decade studying personal finance ideas as they are presented from varied sources. I have digested strategies and theories from people like Dave Ramsey, Robert Kiyosaki, Warren Buffett, and other groups and personalities, and believe that the majority of this advice can be summarized in just a few key concepts, and even more directly, distilled into one theory. This theory is what I call Interest-Swing. Continue reading “A Mutual Journey of Shifted Momentum”